iDirect®

iDirect is a high-deductible plan offered to large group employers.

What makes this plan unique?

• It allows you to offer quality, accessible health benefits to your employees, while saving on premium costs.
• iDirect’s design will encourage your employees to become more engaged in their health by motivating them to think more about their health care decisions – and the costs associated with them.
• It’s the lowest cost option product type in the market.
• iDirect can be offered for out-of-area employees.
• It offers a variety of plan designs to fit your needs, ranging from straight copayment plans and hybrid (coinsurance and copayment) plans, to coinsurance plans.

How will my employees benefit?

• They’ll enjoy predictable, easy copayments on most plans.
• For some plan options, they’ll be able to take advantage of a health savings account or health reimbursement arrangement to help pay for out-of-pocket costs.
• Some plans cover prescriptions outside the plan deductible (varies by plan).

All our plans include:

• $0 preventive care services
• Urgent care coverage
• Health and wellness resources
• Worldwide emergency care
• 24-Hour Medical Help Line

Benefits vary by plan.