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2025 Proposed Premium Rates for Community-Rated Large Group Plans

New York State law requires health plans to submit proposed premium rate adjustments to the New York State Department of Financial Services (DFS) for review and approval before the plans can charge the new rates. 

In accordance with these requirements, Independent Health has submitted proposed rate adjustments for its community-rated large group plans to the DFS for an effective date of January 1, 2025. 

The DFS may approve or modify the proposed rate adjustments. Final confirmation of the approved premium rates will be provided to employers and subscribers approximately 60 days before their 2025 renewal date.  

To learn more about Independent Health’s 2025 proposed rate changes for our community-rated large group plans, view our Large Group Plan Narrative. Please note: The proposed rates included in these narratives do not apply to experienced-rated large group, small group, individual, self-funded or Medicare Advantage plans.