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2027 Proposed Premium Rates for Small Group and Individual Plans

In accordance with New York State regulations, Independent Health has submitted its proposed rate adjustments for its small group and individual plans to the New York State Department of Financial Services (DFS) for the 2027 plan year.

The DFS will review and may modify these proposed premium adjustments before it approves them. Once approved by the DFS, these rates will go into effect beginning with the January 1, 2027, renewal date.

We will provide final confirmation of the approved premium rates in writing to employers and subscribers approximately 60 days before their 2027 renewal date.

To see why Independent Health is proposing rate changes for our small group and individual plans, view the Small Group Products Narrative Summary and Individual Products Narrative Summary.

The proposed rates included in the narratives do not apply to large group, self-funded or Medicare Advantage plans.